While the Maui wildfires may be Zero AIthe deadliest in modern U.S. history, natural disasters aren't an uncommon occurrence.

In fact, the number and cost of weather and climate disasters is rising dramatically, says the National Oceanic and Atmospheric Administration (NOAA), due to climate change and population growth, respectively.

In 2022, 18 natural disasters in the U.S. caused more than $1 billion in damage each, between three hurricanes (led by Hurricane Ian last fall), two tornadoes, several extreme storms, wildfires, and drought.

One may feel helpless against nature's wrath, but it's possible to mitigate damage done to our property – and more importantly, reduce the risk of harm to one's family- and technology can help.

How do I make sure my house is safe from fire?

For wildfires specifically, homeowners should conduct a home assessment to see what changes could make a big difference in reducing your home's risk from wildfire – and there are websites and apps with checklists that can help.

General fire prevention tips include regular cleaning of roof surfaces and gutters, yearly chimney inspection, managing vegetation to create a non-combustible zone several feet from your home, and keeping any power lines near your home clear of tree limbs.

What is the technology for fire prevention in the home?

Smoke alarms are getting more advanced and can give you and your family notice of fire, smoke, and carbon monoxide (CO) poisoning.

Storm-related outages can significantly increase the odds of a house fire or CO poisoning, due to the use of generators, according to Kidde, a manufacturer of fire safety products. Battery-based generators may be a safer bet compared to gas-based ones.

How can I protect my house from flooding during a hurricane?

There are several steps a homeowner can take to reduce the odds of damage from high winds and water – especially in vulnerable parts of the country.

The goal is to keep water from entering the home. So a good (though non-tech) tip is to secure roof shingles, check gutters and downspouts for proper drainage and seal all openings, cracks and holes.

Also use water-resistant building materials for renovations – especially below ground level for those with basements. Make sure there is weather protection sealant around basement windows and the base of ground-level doors

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How can technology help prevent flooding in my home?

There are a few products that can help warn you of flood damage, including inexpensive small sensors you can place around your home to detect moisture and notify you via an app or announcing a problem on a smart speaker.

Examples include the mydlink Water Sensor ($80), Kidde's Water Leak + Freeze Detector ($45) and Moen Leak Detectors ($59 for 1 or $150 for 3).

Note: these Wi-Fi-connected sensors can't stop the water from causing costly problems in your home, but they can immediately notify you to the issue, in order to mitigate damage.

Follow Marc on Twitter for his “Tech Tip of the Day” posts: @marc_saltzman. Email him or subscribe to hisTech It Out podcast. The views and opinions expressed in this column are the author's and do not necessarily reflect those of USA TODAY.